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Lending Made Easy for Small Businesses

Lending Made Easy for Small Businesses

Byond Pay is established by an expert and professional team of entrepreneurs with the sole aim of providing easy access to the underserved and unserved SMEs who form the backbone of the Malaysian economy.

Byond Pay is established by an expert and professional team of entrepreneurs with the sole aim of providing easy access to the underserved and unserved SMEs who form the backbone of the Malaysian economy.

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Introducing

The Next Generation of Lending

Our aim at Byond Pay is to provide access to credit to the undeserved and unserved SMEs in the Retail and F&B sectors. Our transactional data-driven credit modelling and deep understanding of Retail industry gives us powerful insights into business.

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Unique Approach to Lending

Our unique credit model and philosophy to lend allows us to evaluate our
customers on a holistic basis using a 360-degree approach of their business.
Along with that approach, the Eatcosys ecosystem allows us to provide
comprehensive multi-dimensional profile of our customers, at the same time keeping PDPA and strict data privacy in place.

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Our Products

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Short Term Loans

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Invoice Financing

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Supply Chain Financing

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Working Capital Loans

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Receivable Financing

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Venture Debt Financing

Unlocking the power of Data for Credit decisioning through

Alternate Data Sources
Transactional Data
Social Media Data

Management Team

Tham Li Chung

Director and CEO

A Fellow ACCA member and CFA Institute member with over 10 years of retail and F&B industry expertise. Tham founded Rhombus Connexion, a F&B conglomerate, and was instrumental in its expansion across major Southeast Asian cities. He also founded Union Chain Holdings, one of the fastest-growing coffee chains in Malaysia. Tham is currently the executive director of Handsprofit, an Alibaba Cloud partner.

Kelvin Leow

CTO

A certified Project Management Professional (PMP) with 15 years of experience in the software industry. Kelvin is the co-founder of Claritas Consulting, a cloud-based enterprise CRM software and data analytics solution provider. He also founded Nuren Group, a community platform and commerce marketplace for female audiences.

Jason Kean

Executive, Credit Assessment Division

An alumnus of the Great Eastern Management programme with extensive expertise in insurance, banking, and venture capital. Jason specialises in strategy planning, securities research, and business intelligence gathering. His formal engineering expertise enables him to apply his critical thinking and analytical skills to gain insights into tackling complicated business challenges.

Sadezsh Ravindran

Executive, Loan Administration Division

A former investment banker with substantial knowledge in fund accounting and operational risk management. Sadezsh's areas of expertise include operations management, credit risk management, and credit analysis. His background in finance has shaped him into a sharp, analytical thinker as well as an adept strategist.

Customer Testimonials

What our customers are saying about us?
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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce sit amet eleifend felis. Nullam fermentum quam et urna suscipit, eget tempor ipsum ultricies.

Christopher Lee, CEO of Lorem Holdings

    people-icon

    Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce sit amet eleifend felis. Nullam fermentum quam et urna suscipit, eget tempor ipsum ultricies.

    George Russell, Marketing Director

      people-icon

      Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce sit amet eleifend felis. Nullam fermentum quam et urna suscipit, eget tempor ipsum ultricies.

      Christopher Lee, CEO of Lorem Holdings

        people-icon

        Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce sit amet eleifend felis. Nullam fermentum quam et urna suscipit, eget tempor ipsum ultricies.

        George Russell, Marketing Director

          Contact Us

          byondpay-logo

          Byond Pay is established by an expert and professional team of entrepreneurs with the sole aim of providing easy access to the underserved and unserved SMEs who form the backbone of the Malaysian economy.

          15-03-3A, PJX-HM Shah Tower, Persiaran Barat,
          46050 Petaling Jaya, Selangor.

           

          financing@pncloan.com.my