The Next Generation of Lending
Our aim at Byond Pay is to provide access to credit to the undeserved and unserved SMEs in the Retail and F&B sectors. Our transactional data-driven credit modelling and deep understanding of Retail industry gives us powerful insights into business.
Unique Approach to Lending
Our unique credit model and philosophy to lend allows us to evaluate our
customers on a holistic basis using a 360-degree approach of their business.
Along with that approach, the Eatcosys ecosystem allows us to provide
comprehensive multi-dimensional profile of our customers, at the same time keeping PDPA and strict data privacy in place.
Our Products
Short Term Loans
Invoice Financing
Supply Chain Financing
Working Capital Loans
Receivable Financing
Venture Debt Financing
Unlocking the power of Data for Credit decisioning through
Management Team
Tham Li Chung
A Fellow ACCA member and CFA Institute member with over 10 years of retail and F&B industry expertise. Tham founded Rhombus Connexion, a F&B conglomerate, and was instrumental in its expansion across major Southeast Asian cities. He also founded Union Chain Holdings, one of the fastest-growing coffee chains in Malaysia. Tham is currently the executive director of Handsprofit, an Alibaba Cloud partner.
Kelvin Leow
A certified Project Management Professional (PMP) with 15 years of experience in the software industry. Kelvin is the co-founder of Claritas Consulting, a cloud-based enterprise CRM software and data analytics solution provider. He also founded Nuren Group, a community platform and commerce marketplace for female audiences.
Jason Kean
An alumnus of the Great Eastern Management programme with extensive expertise in insurance, banking, and venture capital. Jason specialises in strategy planning, securities research, and business intelligence gathering. His formal engineering expertise enables him to apply his critical thinking and analytical skills to gain insights into tackling complicated business challenges.
Sadezsh Ravindran
A former investment banker with substantial knowledge in fund accounting and operational risk management. Sadezsh's areas of expertise include operations management, credit risk management, and credit analysis. His background in finance has shaped him into a sharp, analytical thinker as well as an adept strategist.
Customer Testimonials
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elit. Fusce sit amet eleifend felis. Nullam fermentum
quam et urna suscipit, eget tempor ipsum ultricies.
Christopher Lee, CEO of Lorem Holdings
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elit. Fusce sit amet eleifend felis. Nullam fermentum
quam et urna suscipit, eget tempor ipsum ultricies.
George Russell, Marketing Director
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elit. Fusce sit amet eleifend felis. Nullam fermentum
quam et urna suscipit, eget tempor ipsum ultricies.
Christopher Lee, CEO of Lorem Holdings
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elit. Fusce sit amet eleifend felis. Nullam fermentum
quam et urna suscipit, eget tempor ipsum ultricies.
George Russell, Marketing Director
Contact Us
Byond Pay is established by an expert and professional team of entrepreneurs with the sole aim of providing easy access to the underserved and unserved SMEs who form the backbone of the Malaysian economy.
15-03-3A, PJX-HM Shah Tower, Persiaran Barat,
46050 Petaling Jaya, Selangor.
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